Net interest income (NII) grew by 34.3% on YoY basis to Rs 2,693 crore in Q1 FY27 as against Rs 2,358 crore in Q1 FY26. Domestic net interest margin (NIM) stood at 3.48% as on 30 June 2026, up 31 basis points YoY.
Operating profit for Q1 FY27 rose 14.21% to Rs 2,693 crore from Rs 2,358 crore in Q1 FY26.
Provisions declined by 1.19% YoY to Rs 834 crore in the June 2026 quarter. Provision Coverage Ratio stood at 97.67% as on 30 June 2026.
Profit before tax in Q1 FY27 stood at Rs 1,859 crore, up by 22.80% from Rs 1,514 in Q1 FY26.
Gross NPA as on 30 June 2026 was 1.33% as against 1.97% as on 30 June 2025. Net NPA was at 0.18% as on 30 June 2026 as compared with 0.32% as on 30 June 2025
Total business of the bank grew by 17.72% to Rs 698,325 crore in Q1 FY27 from Rs 593,213 crore in Q1 FY26.
Total deposits increased by 13.72% YoY to Rs 376,193 crore in June 2026 quarter. Advances jumped by 22.75% to Rs 322,132 crore in Q1 FY27 from Rs 262,421 crore in Q1 FY26.
CRAR increased by 108 basis points YoY to 19.36%, of which Tier I was 16.88% as on 30 June 2026.
Indian Overseas Bank is a public sector bank, with 3,522 domestic branches as on 31 June 2026. The Government of India held 92.44% stake in the bank as on 30 June 2026.
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Valued Customer,
BOB Capital Markets Limited (BOBCaps) is firmly committed to the safety of your wealth. We would like to bring to your notice certain precautions that you certainly must take against potential tele-fraudsters/ unscrupulous and unregistered portfolio managers:
ALWAYS AVOID
We would like to caution you against such fraudulent calls and SMSes and urge you to be alert. Follow the golden rule:
Do not share your Login Credentials or Passwords with anybody
BOBCaps employees / representatives never ask for your password.
Certain tele-fraudsters / unscrupulous and unregistered portfolio managers call customers or SMS them on the pretext of providing investment tips and lure them to invest through their bogus firms by promising huge profits.
Such deceitful callers ask the customer to share his/her login credentials with passwords to allow trading in their accounts, assuring huge returns.
Often trades done in the customer’s accounts are far from the best interest of the customers. Holdings of customers are often sold and with the funds, trades are then placed in illiquid securities at unrealistic prices.
At times, the holdings of customers are sold at prices detrimental to the customer. The so-called “portfolio manager” assures profits, which naturally does not materialize. Customers are deceived into providing access to their trading accounts, thereby allowing such fraudsters access to funds and securities available to execute trades, injurious to the customer’s interest.
In our continuous effort to keep you safeguard from the market related frauds and increase awareness while conducting trades, we request you to go through the Press Release issued by the NSE and would request you to ensure that you do not engage with the individuals and entities mentioned below: