Net interest income (NII) rose 17% to Rs 3,851 crore in Q4 FY26 as against Rs 3,290 crore in Q4 FY25. Net interest margin (NIM) improved to 4.15% in Q4 FY26 as against 4.00% in Q4 FY25.
Total deposits increased by 12% YoY to Rs 3,47,163 crore as of 31 March 2026 as against Rs 3,10,212 crore as of 31 March 2025. Net advances grew by 16% YoY to Rs 2,53,626 crore as of 31 March 2026.
CASA stood at Rs 1,54,816 crore as of 31 March 2026, registering a 7% YoY growth. The CASA ratio stood at 44.59% as of 31 March 2026 as against 46.55% as of 31 March 2025.
The composition of corporate versus retail in the gross advances portfolio stood at 30:70 as of 31 March 2026.
The gross NPA ratio improved to 2.32% as of 31 March 2026 as against 2.98% as of 31 March 2025. The net NPA ratio stood at 0.15% as of 31 March 2026 and as of 31 March 2025.
The provision coverage ratio (including technical write-offs) stood at 99.39% as of 31 March 2026. The PCR is consistently above 99% since September 2023.
Tier 1 capital improved to 25.56% as of 31 March 2026, as against 23.51% as of 31 March 2025. The capital adequacy ratio (CRAR) increased to 26.65% as of 31 March 2026, as against 25.05% as of 31 March 2025.
Risk-weighted assets (RWA) stood at Rs 2,23,246 crore as of 31 March 2026, as against Rs 1,93,485 crore as of 31 March 2025.
During the quarter, return on assets (ROA) and return on equity (ROE) stood at 1.75% and 14.35%, respectively.
On a full-year basis, the bank's standalone net profit jumped 26.59% to Rs 9,513.36 crore on a 5.67% increase in total income to Rs 35,743.53 crore in FY26 over FY25.
IDBI Bank is a banking company. Its segments include the corporate/wholesale banking segment, which includes corporate relationships covering deposit and credit activities other than retail and also covers corporate advisory/syndication and project appraisal.
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Beware of fraudulent tips, unauthenticated news and advice on stock market.
At BOB Capital, your account security is our topmost priority. Beware of receiving fraudulent communications, unauthenticated trading tips and unsolicited calls on trading in stocks from unverified sources, received through Whatsapp, Telegram, SMS, Calls, etc and take an informed decision before investing.
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Valued Customer,
BOB Capital Markets Limited (BOBCaps) is firmly committed to the safety of your wealth. We would like to bring to your notice certain precautions that you certainly must take against potential tele-fraudsters/ unscrupulous and unregistered portfolio managers:
ALWAYS AVOID
We would like to caution you against such fraudulent calls and SMSes and urge you to be alert. Follow the golden rule:
Do not share your Login Credentials or Passwords with anybody
BOBCaps employees / representatives never ask for your password.
Certain tele-fraudsters / unscrupulous and unregistered portfolio managers call customers or SMS them on the pretext of providing investment tips and lure them to invest through their bogus firms by promising huge profits.
Such deceitful callers ask the customer to share his/her login credentials with passwords to allow trading in their accounts, assuring huge returns.
Often trades done in the customer’s accounts are far from the best interest of the customers. Holdings of customers are often sold and with the funds, trades are then placed in illiquid securities at unrealistic prices.
At times, the holdings of customers are sold at prices detrimental to the customer. The so-called “portfolio manager” assures profits, which naturally does not materialize. Customers are deceived into providing access to their trading accounts, thereby allowing such fraudsters access to funds and securities available to execute trades, injurious to the customer’s interest.
In our continuous effort to keep you safeguard from the market related frauds and increase awareness while conducting trades, we request you to go through the Press Release issued by the NSE and would request you to ensure that you do not engage with the individuals and entities mentioned below: