Net Interest Income (NII) increased 31% YoY to Rs 786 crore in Q4 FY26. Net interst margin (NIM) stood at 3.87% in Q4 FY26 as against 3.60% iun Q4 FY25.
Total deposits jumped 23% to Rs 78,308.0 crore in Q4 FY26, compared with Rs 63,526 crore in Q4 FY25. Total advances climbed 26% YoY to Rs 66,699.8 crore in Q4 FY26.
CASA stood at Rs 21,644.1 crore in Q4 FY26, up 19% compared with Rs 18,118.9 core in Q4 FY25.
The gross NPA ratio declined to 1.91% as of March 2026 from 2.17% as of December 2025 and 3.09% as of March 2025, while the net NPA ratio improved to 0.68% as of March 2026 from 0.78% as of December 2025 and 1.25% as of March 2025.
The capital adequacy ratio (CAR) (BASEL-III) stood at 21.92% at the end of 31st March 2026.
On full year basis, the company's standalone net profit climbed 18% to Rs 1326.23 crore on 17.5% increase in total income to Rs 7908.59 crore in FY26 over FY25.
Meanwhile, the company's board recommended a dividend of Rs 2 per equity share on face value of Re 1 per equity share for financial year 2025-2026.
Additionally, the board also approved the issuance of bonus shares in the ratio of 1:3 equity share, offering 1 equity share for every 3 fully paid up equity shares held as on record date.
City Union Bank is an old sector private sector bank with 1000 branches across 18 states and 4 Union territories. It is a scheduled commercial Bank regulated by the Reserve Bank of India. The bank positioned itself as a banker to SMEs, Agri and Traders apart from all other banking activities.
Beware of fraudulent tips, unauthenticated news and advice on stock market.
At BOB Capital, your account security is our topmost priority. Beware of receiving fraudulent communications, unauthenticated trading tips and unsolicited calls on trading in stocks from unverified sources, received through Whatsapp, Telegram, SMS, Calls, etc and take an informed decision before investing.
What should you do if you receive a trading tip over phone or SMS?
Report unsolicited messages to the Stock Exchange on +91 8291833676 or on designated email id i.e. feedbk_invg@nse.co.in. Please visit here to understand better.
Please visit CVC website at pledge.cvc.nic.in and take "Integrity Pledge" to be an active part of the "Satark Bharat, Samriddh Bharat" (Vigilant India, Prosperous India).
Filing complaints on SCORES - Easy & quick: a. Register on SCORES portal scores.sebi.gov.in/ b. Mandatory details for filing complaints on SCORES are i. Name, PAN, Address, Mobile Number, E-mail ID. c. Benefits: i. Effective communication ii. Speedy redressal of the grievances.
Valued Customer,
BOB Capital Markets Limited (BOBCaps) is firmly committed to the safety of your wealth. We would like to bring to your notice certain precautions that you certainly must take against potential tele-fraudsters/ unscrupulous and unregistered portfolio managers:
ALWAYS AVOID
We would like to caution you against such fraudulent calls and SMSes and urge you to be alert. Follow the golden rule:
Do not share your Login Credentials or Passwords with anybody
BOBCaps employees / representatives never ask for your password.
Certain tele-fraudsters / unscrupulous and unregistered portfolio managers call customers or SMS them on the pretext of providing investment tips and lure them to invest through their bogus firms by promising huge profits.
Such deceitful callers ask the customer to share his/her login credentials with passwords to allow trading in their accounts, assuring huge returns.
Often trades done in the customer’s accounts are far from the best interest of the customers. Holdings of customers are often sold and with the funds, trades are then placed in illiquid securities at unrealistic prices.
At times, the holdings of customers are sold at prices detrimental to the customer. The so-called “portfolio manager” assures profits, which naturally does not materialize. Customers are deceived into providing access to their trading accounts, thereby allowing such fraudsters access to funds and securities available to execute trades, injurious to the customer’s interest.
In our continuous effort to keep you safeguard from the market related frauds and increase awareness while conducting trades, we request you to go through the Press Release issued by the NSE and would request you to ensure that you do not engage with the individuals and entities mentioned below: