Total income surged 95% YoY to Rs 105.7 crore in the quarter ended 31 March 2026, while it grew 23% quarter-on-quarter from Rs 85.8 crore.
Profit before tax in Q4 FY26 stood at Rs 56.2 crore, up by 81% YoY and 30% QoQ.
The company reported Net Interest Income (NII) of Rs 62.8 crore in Q4 FY26, up 77% YoY and 27% QoQ.
Operationally, the company maintained strong asset quality and efficiency, with a cost-to-income ratio below 15% and nil NPAs. For the full year, it reported a return on assets (RoA) of 4.80% and a return on equity (RoE) of 12% per annum.
During the quarter, SG Finserve raised Rs 316 crore through the conversion of share warrants, strengthening its capital base. The company said it remains well-capitalised, with total equity of Rs 1,460 crore and leverage of 1.9x, providing headroom for future growth.
The company's loan book reached an all-time high of Rs 3,936 crore as of 31 March 2026, registering a growth of 75% YoY and 23% QoQ. Gross disbursements crossed Rs 25,000 crore during the year, reflecting a 40% YoY increase.
The firm added that its strategy focuses on deepening and widening its business by strengthening existing customer relationships, acquiring new customers, expanding product offerings, and exploring adjacent financial services.
On a full-year basis, the company's standalone net profit jumped 58% YoY to Rs 127.7 crore, while total income climbed 96% YoY to Rs 333.7 crore in FY26 compared to FY25.
Meanwhile, the board has approved the appointment of Deepak Kumar as an additional director (non-executive, non-independent) and chairperson of the company, effective 16 April 2026, subject to shareholder approval.
SG Finserve (SGFL) is a tech-enabled RBI-registered non-banking finance company (NBFC) providing inclusive business financing solutions to channel partners ' dealers, distributors, retailers, buyers, suppliers, transporters/logistics, etc. of Indian corporates.
Beware of fraudulent tips, unauthenticated news and advice on stock market.
At BOB Capital, your account security is our topmost priority. Beware of receiving fraudulent communications, unauthenticated trading tips and unsolicited calls on trading in stocks from unverified sources, received through Whatsapp, Telegram, SMS, Calls, etc and take an informed decision before investing.
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Valued Customer,
BOB Capital Markets Limited (BOBCaps) is firmly committed to the safety of your wealth. We would like to bring to your notice certain precautions that you certainly must take against potential tele-fraudsters/ unscrupulous and unregistered portfolio managers:
ALWAYS AVOID
We would like to caution you against such fraudulent calls and SMSes and urge you to be alert. Follow the golden rule:
Do not share your Login Credentials or Passwords with anybody
BOBCaps employees / representatives never ask for your password.
Certain tele-fraudsters / unscrupulous and unregistered portfolio managers call customers or SMS them on the pretext of providing investment tips and lure them to invest through their bogus firms by promising huge profits.
Such deceitful callers ask the customer to share his/her login credentials with passwords to allow trading in their accounts, assuring huge returns.
Often trades done in the customer’s accounts are far from the best interest of the customers. Holdings of customers are often sold and with the funds, trades are then placed in illiquid securities at unrealistic prices.
At times, the holdings of customers are sold at prices detrimental to the customer. The so-called “portfolio manager” assures profits, which naturally does not materialize. Customers are deceived into providing access to their trading accounts, thereby allowing such fraudsters access to funds and securities available to execute trades, injurious to the customer’s interest.
In our continuous effort to keep you safeguard from the market related frauds and increase awareness while conducting trades, we request you to go through the Press Release issued by the NSE and would request you to ensure that you do not engage with the individuals and entities mentioned below: